{"id":15,"date":"2022-06-20T08:11:20","date_gmt":"2022-06-20T08:11:20","guid":{"rendered":"https:\/\/www.aon.es\/profesionales\/medicos\/?page_id=15"},"modified":"2025-07-04T11:44:32","modified_gmt":"2025-07-04T10:44:32","slug":"responsabilidad-civil","status":"publish","type":"page","link":"https:\/\/www.aon.es\/profesionales\/medicos\/responsabilidad-civil\/","title":{"rendered":"Responsabilidad Civil M\u00e9dicos"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-51ez-4690901b1758073d8e255a002127923e\">\n.avia-section.av-51ez-4690901b1758073d8e255a002127923e{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/07\/reembolso-1.jpg);\nbackground-position:0% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-51ez-4690901b1758073d8e255a002127923e main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-15'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l4mud29p-e14cdb1d7160f5be3f57c604ed5cb7a9\">\n#top .hr.hr-invisible.av-l4mud29p-e14cdb1d7160f5be3f57c604ed5cb7a9{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-l4mud29p-e14cdb1d7160f5be3f57c604ed5cb7a9 hr-invisible  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-2c1jv-ca8cc683970240dc2f7bc4b95b3cbea6 av_one_half  avia-builder-el-2  el_after_av_hr  avia-builder-el-last  first flex_column_div  '     ><section  class='av_textblock_section av-l4mue220-6d166fa1a044b30d23c19bc1ed4bfa7f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h1>Seguro de Responsabilidad Civil para M\u00e9dicos y Profesionales Sanitarios<\/h1>\n<h2>Asegura tu tranquilidad frente a reclamaciones y errores<\/h2>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1g5br-8cf70aa91254ecf05f9d9a8ad79d1111\">\n#top .hr.hr-invisible.av-1g5br-8cf70aa91254ecf05f9d9a8ad79d1111{\nheight:5px;\n}\n<\/style>\n<div  class='hr av-1g5br-8cf70aa91254ecf05f9d9a8ad79d1111 hr-invisible  avia-builder-el-4  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-15'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-41ov-7829711c842b6fb581fa46c68d1d5d71 av_three_fifth  avia-builder-el-5  el_after_av_section  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div  '     ><section  class='av_textblock_section av-l4muft05-4a01bff396d66e526e175fcd08f52098 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-size: 12pt\">Este seguro de<strong> responsabilidad civil profesional para m\u00e9dicos<\/strong> y profesionales sanitarios protege tu actividad y tu patrimonio frente a reclamaciones de terceros derivadas de tu ejercicio profesional.<\/span><\/p>\n<p><span style=\"font-size: 12pt\">Te ofrecemos asesoramiento personalizado para ajustar la cobertura a tu actividad profesional espec\u00edfica. Siempre con los l\u00edmites de indemnizaci\u00f3n m\u00e1s elevados y las <strong>mayores coberturas<\/strong>. <\/span><\/p>\n<p><span style=\"font-size: 12pt\">Este seguro de RC M\u00e9dica cuenta con el respaldo de entidades aseguradoras de la <strong>m\u00e1xima solvencia<\/strong> y presencia continuada en el mercado asegurador espa\u00f1ol.\u00a0<\/span><\/p>\n<\/div><\/section><\/div>\n<div  class='flex_column av-3y2b-67540556117b6aea57d36eccf6e08941 av_two_fifth  avia-builder-el-7  el_after_av_three_fifth  el_before_av_hr  flex_column_div  '     ><section  class='av_textblock_section av-l66gihzl-b2457e1fa43568a191b1a828b8998bf2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><blockquote>\n<p><i>Aon es el mayor especialista en responsabilidad civil sanitaria de nuestro pa\u00eds.<\/i><\/p>\n<p>Gestionamos m\u00e1s de 20.000 siniestros al a\u00f1o relacionados con la responsabilidad civil m\u00e9dica<\/p>\n<\/blockquote>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-rpp3-f9421f6c46a24ab2834f4a507d28ff5d\">\n#top .hr.hr-invisible.av-rpp3-f9421f6c46a24ab2834f4a507d28ff5d{\nheight:40px;\n}\n<\/style>\n<div  class='hr av-rpp3-f9421f6c46a24ab2834f4a507d28ff5d hr-invisible  avia-builder-el-9  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-l4o19yh7-101d90f8bb7c4765312874505eebbbce-wrap avia-button-left  avia-builder-el-10  el_after_av_hr  el_before_av_hr '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l4o19yh7-101d90f8bb7c4765312874505eebbbce\">\n#top #wrap_all .avia-button.av-l4o19yh7-101d90f8bb7c4765312874505eebbbce{\nbackground-color:#eb0017;\nborder-color:#eb0017;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-l4o19yh7-101d90f8bb7c4765312874505eebbbce .avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<a href='https:\/\/www.aon.es\/profesionales\/medicos\/calculadora-responsabilidad-civil\/'  class='avia-button av-l4o19yh7-101d90f8bb7c4765312874505eebbbce av-link-btn avia-icon_select-no avia-size-small avia-position-left'   aria-label=\"Calcula tu seguro\"><span class='avia_iconbox_title' >Calcula tu seguro<\/span><\/a><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l4o136zg-7f981cbb871e20f323556950f0eaf14d\">\n#top .hr.hr-invisible.av-l4o136zg-7f981cbb871e20f323556950f0eaf14d{\nheight:150px;\n}\n<\/style>\n<div  class='hr av-l4o136zg-7f981cbb871e20f323556950f0eaf14d hr-invisible  avia-builder-el-11  el_after_av_button  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l651he6k-bbd122bdd1e1c298de0f3c13353bc8ca\">\n#top .hr.hr-invisible.av-l651he6k-bbd122bdd1e1c298de0f3c13353bc8ca{\nheight:10px;\n}\n<\/style>\n<div  class='hr av-l651he6k-bbd122bdd1e1c298de0f3c13353bc8ca hr-invisible  avia-builder-el-12  el_after_av_two_fifth  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-l66g8fp8-59bd03df67e036186780bd59776e3306 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>\u00bfPor qu\u00e9 este Seguro de RC Sanitaria?<\/h2>\n<h2><\/h2>\n<\/div><\/section>\n<div  class='flex_column av-40yar-0a527949bb8a8d20161747d13e474e53 av_one_fifth  avia-builder-el-14  el_after_av_textblock  el_before_av_one_fifth  first flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6c4gsgm-6a1bdb6dde813f9d181d61ee03139f1f\">\n.avia-image-container.av-l6c4gsgm-6a1bdb6dde813f9d181d61ee03139f1f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l6c4gsgm-6a1bdb6dde813f9d181d61ee03139f1f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l6c4gsgm-6a1bdb6dde813f9d181d61ee03139f1f av-styling- avia-align-left  avia-builder-el-15  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-426 avia-img-lazy-loading-not-426 avia_image ' src=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono4.png\" alt='' title='icono4'  height=\"100\" width=\"100\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono4.png 100w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono4-80x80.png 80w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono4-36x36.png 36w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2l9cb-9a0884d2c15e6621c441dd69d9e2fc29\">\n#top .hr.hr-invisible.av-2l9cb-9a0884d2c15e6621c441dd69d9e2fc29{\nheight:16px;\n}\n<\/style>\n<div  class='hr av-2l9cb-9a0884d2c15e6621c441dd69d9e2fc29 hr-invisible  avia-builder-el-16  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-l66bth25-fb63b4edc2e3fdb7aa55c594bf4c330a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>\u00a1Hasta 3.000.000 de cobertura!<\/h3>\n<h2><\/h2>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-l66btpak-b58b7522c5f6022cd8803e85d2016c75 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Puedes elegir libremente el l\u00edmite de indemnizaci\u00f3n. Puedes asegurar hasta 3.000.000 de euros en este <strong>seguro de responsabilidad civil profesional para m\u00e9dicos<\/strong>. Te ofrecemos la m\u00e1xima flexibilidad. Si fuera necesario, podemos ampliar los l\u00edmites.<\/p>\n<\/div><\/section><\/p><\/div>\n<div  class='flex_column av-2tes7-6bc6d90423b5a386a45d2b8656cdcecb av_one_fifth  avia-builder-el-19  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6c4fr3p-c0812dab5b5f9e58dc1e5285fea3ae2f\">\n.avia-image-container.av-l6c4fr3p-c0812dab5b5f9e58dc1e5285fea3ae2f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l6c4fr3p-c0812dab5b5f9e58dc1e5285fea3ae2f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l6c4fr3p-c0812dab5b5f9e58dc1e5285fea3ae2f av-styling- avia-align-left  avia-builder-el-20  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-424 avia-img-lazy-loading-not-424 avia_image ' src=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono2.png\" alt='' title='icono2'  height=\"100\" width=\"100\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono2.png 100w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono2-80x80.png 80w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono2-36x36.png 36w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-spt3-86c82b3f14c76b7a379c060ab7e17281\">\n#top .hr.hr-invisible.av-spt3-86c82b3f14c76b7a379c060ab7e17281{\nheight:16px;\n}\n<\/style>\n<div  class='hr av-spt3-86c82b3f14c76b7a379c060ab7e17281 hr-invisible  avia-builder-el-21  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-l66e198g-581006378ac095cd761aaafc9ce899ef '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Defensa Jur\u00eddica<\/h3>\n<h2><\/h2>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-l66g7b28-6cfc7f159f9d9daa67019863eb10867e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>La garant\u00eda m\u00e1s utilizada en un <strong>seguro de responsabilidad civil para m\u00e9dicos<\/strong> y profesionales es la Defensa Jur\u00eddica. Toda reclamaci\u00f3n, sea o no fundada, implica gastos de abogados, procuradores, costas judiciales, etc.<\/p>\n<\/div><\/section><\/p><\/div>\n<div  class='flex_column av-3c5uz-c51401237c48caf789f62368de61fb6f av_one_fifth  avia-builder-el-24  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6c4fxme-4cdbf6cf5406ffba9bd6587c22e60990\">\n.avia-image-container.av-l6c4fxme-4cdbf6cf5406ffba9bd6587c22e60990 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l6c4fxme-4cdbf6cf5406ffba9bd6587c22e60990 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l6c4fxme-4cdbf6cf5406ffba9bd6587c22e60990 av-styling- avia-align-left  avia-builder-el-25  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-423 avia-img-lazy-loading-not-423 avia_image ' src=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono1.png\" alt='' title='icono1'  height=\"100\" width=\"100\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono1.png 100w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono1-80x80.png 80w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono1-36x36.png 36w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2acin-89c559b0734df6ca858c652c3f7b63e0\">\n#top .hr.hr-invisible.av-2acin-89c559b0734df6ca858c652c3f7b63e0{\nheight:16px;\n}\n<\/style>\n<div  class='hr av-2acin-89c559b0734df6ca858c652c3f7b63e0 hr-invisible  avia-builder-el-26  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-l66e0anw-01a1c94a2f4807fdc4799f9beab23d1c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>\u00a1Seguro RC M\u00e9dica Sin franquicias!<\/h3>\n<h2><\/h2>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-l66g22n3-7ae7ef5784899fbd26c2f110fd80678f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Este seguro de RC m\u00e9dica es una p\u00f3liza sin franquicias en las garant\u00edas de Responsabilidad Civil Profesional (excepto protecci\u00f3n de datos que tiene franquicia de 2.000 euros).<\/p>\n<\/div><\/section><\/p><\/div>\n<div  class='flex_column av-21lmj-b20b32bc886f43c0c02ade4e15a54888 av_one_fifth  avia-builder-el-29  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6c4g2ct-d309df5e6f9c5d23c2ef48bcb88da52a\">\n.avia-image-container.av-l6c4g2ct-d309df5e6f9c5d23c2ef48bcb88da52a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l6c4g2ct-d309df5e6f9c5d23c2ef48bcb88da52a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l6c4g2ct-d309df5e6f9c5d23c2ef48bcb88da52a av-styling- avia-align-left  avia-builder-el-30  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-425 avia-img-lazy-loading-not-425 avia_image ' src=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono3.png\" alt='' title='icono3'  height=\"100\" width=\"100\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono3.png 100w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono3-80x80.png 80w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono3-36x36.png 36w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ki6z-aa6cf50cbb9fc99806a797977bc7430a\">\n#top .hr.hr-invisible.av-1ki6z-aa6cf50cbb9fc99806a797977bc7430a{\nheight:16px;\n}\n<\/style>\n<div  class='hr av-1ki6z-aa6cf50cbb9fc99806a797977bc7430a hr-invisible  avia-builder-el-31  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-1io7z-18eb5b7ccc33d81cefd9ea018def616e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Inhabilitaci\u00f3n Profesional<\/h3>\n<h2><\/h2>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-xplb-dc7bb9cf286c8d1d437b4108241a6cee '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Este seguro de RC m\u00e9dica te garantiza una indemnizaci\u00f3n mensual en caso de que no puedas trabajar por una inhabilitaci\u00f3n profesional derivada de una reclamaci\u00f3n durante el ejercicio de tu actividad como profesional sanitario<\/p>\n<\/div><\/section><\/p><\/div>\n<div  class='flex_column av-21huf-bdf8cc8ad14d57d5614ba7a2b630ef15 av_one_fifth  avia-builder-el-34  el_after_av_one_fifth  el_before_av_hr  flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6c4fdfm-df16f1059c3b0c3849e33bb74c88298b\">\n.avia-image-container.av-l6c4fdfm-df16f1059c3b0c3849e33bb74c88298b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l6c4fdfm-df16f1059c3b0c3849e33bb74c88298b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l6c4fdfm-df16f1059c3b0c3849e33bb74c88298b av-styling- avia-align-left  avia-builder-el-35  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-427 avia-img-lazy-loading-not-427 avia_image ' src=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono5.png\" alt='' title='icono5'  height=\"100\" width=\"100\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono5.png 100w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono5-80x80.png 80w, https:\/\/www.aon.es\/profesionales\/medicos\/wp-content\/uploads\/sites\/8\/2022\/08\/icono5-36x36.png 36w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11tfj-07adb1774944d9039da265e40836b8fc\">\n#top .hr.hr-invisible.av-11tfj-07adb1774944d9039da265e40836b8fc{\nheight:16px;\n}\n<\/style>\n<div  class='hr av-11tfj-07adb1774944d9039da265e40836b8fc hr-invisible  avia-builder-el-36  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-l66ee9gb-f4e118ad5d7f470dcdcec70fe053cebf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Retroactividad ilimitada<\/h3>\n<h2><\/h2>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-1qt9z-1eb6b1eaec1f5762033cc3ac5f0640c6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Puedes cambiar de seguro de responsabilidad civil sanitaria con tranquilidad ya que se incluye la retroactividad ilimitada si existe p\u00f3liza anterior.<\/p>\n<\/div><\/section><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l6c4i4q1-db7b26e476ba15a98cb2e1c6db4352dc\">\n#top .hr.hr-invisible.av-l6c4i4q1-db7b26e476ba15a98cb2e1c6db4352dc{\nheight:100px;\n}\n<\/style>\n<div  class='hr av-l6c4i4q1-db7b26e476ba15a98cb2e1c6db4352dc hr-invisible  avia-builder-el-39  el_after_av_one_fifth  el_before_av_three_fifth '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-2wiif-352fe0007765d7937c1eb1eadf8052d8 av_three_fifth  avia-builder-el-40  el_after_av_hr  el_before_av_two_fifth  first flex_column_div  '     ><section  class='av_textblock_section av-l64y6bsq-7bc96c4f9e560a84ebc274316306d4a8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>\u00bfPor qu\u00e9 contratar un Seguro de Responsabilidad Civil para M\u00e9dicos y Sanitarios?<\/h2>\n<h2><\/h2>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-2732v-381f658c3c81b3c753cbea507ae84e19 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>La necesidad del <strong>seguro de responsabilidad civil profesional de los m\u00e9dicos<\/strong> y profesionales sanitarios tiene su origen en la Ley 44\/2003 de Ordenaci\u00f3n de las profesiones sanitarias.<\/p>\n<p>Esta ley establece la obligaci\u00f3n de\u00a0 los profesionales sanitarios que trabajan en la sanidad privada de contar con protecci\u00f3n frente a posibles reclamaciones por da\u00f1os a terceros derivados de su actividad.<\/p>\n<p>Este <strong>seguro de responsabilidad civil m\u00e9dica<\/strong> garantiza el pago de las indemnizaciones judiciales y extrajudiciales que el profesional sanitario tenga que asumir como consecuencia de los da\u00f1os derivados de su actividad profesional. El seguro de RC m\u00e9dica tambi\u00e9n cubre los gastos de defensa frente a este tipo de reclamaciones.<\/p>\n<\/div><\/section><\/p><\/div>\n<div  class='flex_column av-qfsb-d10c4ff52afe60523ab5a5f557f6d1ce av_two_fifth  avia-builder-el-43  el_after_av_three_fifth  el_before_av_hr  flex_column_div  '     ><section  class='av_textblock_section av-l651g744-8f9fcfb5869901d3eb970032a72d36fd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><blockquote>\n<p><i>Ley 44\/2003 de Ordenaci\u00f3n de las profesiones sanitarias (art\u00edculo 46)<\/i><\/p>\n<p><i>\u00abLos profesionales sanitarios que ejerzan en el \u00e1mbito de la asistencia privada, as\u00ed como las personas jur\u00eddicas o entidades de titularidad privada que presten cualquier clase de servicios sanitarios, vienen obligadas a suscribir el oportuno seguro de responsabilidad, un aval u otra garant\u00eda financiera que cubra las indemnizaciones que se puedan derivar de un eventual da\u00f1o a las personas&#8230;\u00bb <\/i><i><\/i><\/p>\n<\/blockquote>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1lhzv-8a96f26f42353e854e11e2c72c3a60e9\">\n#top .hr.hr-invisible.av-1lhzv-8a96f26f42353e854e11e2c72c3a60e9{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-1lhzv-8a96f26f42353e854e11e2c72c3a60e9 hr-invisible  avia-builder-el-45  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-11a7v-e51f48fba6336254e2a51b74edf91e13-wrap avia-button-left  avia-builder-el-46  el_after_av_hr  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11a7v-e51f48fba6336254e2a51b74edf91e13\">\n#top #wrap_all .avia-button.av-11a7v-e51f48fba6336254e2a51b74edf91e13{\nbackground-color:#eb0017;\nborder-color:#eb0017;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-11a7v-e51f48fba6336254e2a51b74edf91e13 .avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<a href='https:\/\/www.aon.es\/profesionales\/medicos\/calculadora-responsabilidad-civil\/'  class='avia-button av-11a7v-e51f48fba6336254e2a51b74edf91e13 av-link-btn avia-icon_select-no avia-size-small avia-position-left'   aria-label=\"Calcula tu seguro\"><span class='avia_iconbox_title' >Calcula tu seguro<\/span><\/a><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-yeqv-dfea7b5b92f48f7e5a009304220a3550\">\n#top .hr.hr-invisible.av-yeqv-dfea7b5b92f48f7e5a009304220a3550{\nheight:75px;\n}\n<\/style>\n<div  class='hr av-yeqv-dfea7b5b92f48f7e5a009304220a3550 hr-invisible  avia-builder-el-47  el_after_av_two_fifth  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n<section  class='av_textblock_section av-l66ge0bv-813d62a848265bfe1cc5ef799da9edd2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Respuestas a tus preguntas sobre el Seguro de Responsabilidad Civil M\u00e9dica<\/h3>\n<h2><\/h2>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-c6cz-7fc6125947da55765be8f671c08402fc\">\n#top .togglecontainer.av-c6cz-7fc6125947da55765be8f671c08402fc p.toggler{\nborder-color:#e5eff0;\n}\n#top .togglecontainer.av-c6cz-7fc6125947da55765be8f671c08402fc p.toggler.activeTitle{\ncolor:#007585;\nborder-color:#007585;\n}\n#top .togglecontainer.av-c6cz-7fc6125947da55765be8f671c08402fc p.toggler .toggle_icon{\ncolor:#007585;\nborder-color:#007585;\n}\n#top .togglecontainer.av-c6cz-7fc6125947da55765be8f671c08402fc p.toggler .toggle_icon > span{\ncolor:#007585;\nborder-color:#007585;\n}\n#top .togglecontainer.av-c6cz-7fc6125947da55765be8f671c08402fc .toggle_wrap .toggle_content{\nborder-color:#e5eff0;\n}\n<\/style>\n<div  class='togglecontainer av-c6cz-7fc6125947da55765be8f671c08402fc  avia-builder-el-49  el_after_av_textblock  el_before_av_hr  toggle_close_all' >\n<section class='av_toggle_section av-2uqur-d76b028c1df97dd1e41f08a5a4903be0'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Todo} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"\u00bfQu\u00e9 garant\u00edas ofrece este seguro para m\u00e9dicos y profesionales sanitarios?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfQu\u00e9 garant\u00edas ofrece este seguro para m\u00e9dicos y profesionales sanitarios?\" data-aria_expanded=\"Click to collapse: \u00bfQu\u00e9 garant\u00edas ofrece este seguro para m\u00e9dicos y profesionales sanitarios?\">\u00bfQu\u00e9 garant\u00edas ofrece este seguro para m\u00e9dicos y profesionales sanitarios?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p><strong>Este seguro para profesionales sanitarios te ofrece m\u00e1ximas coberturas y es totalmente configurable:<\/strong><\/p>\n<ul>\n<li>Responsabilidad Civil Profesional (incluidas sociedades unipersonales*).<\/li>\n<li>Responsabilidad Civil Explotaci\u00f3n.<\/li>\n<li>Responsabilidad Civil Patronal.<\/li>\n<li>Responsabilidad Civil Contaminaci\u00f3n accidental*.<\/li>\n<li>Responsabilidad Civil Instalaciones radioactivas*.<\/li>\n<li>Responsabilidad Civil Locativa.<\/li>\n<li>Responsabilidad Civil por intoxicaciones alimentarias<\/li>\n<li>Responsabilidad Civil por la realizaci\u00f3n de obras menores.<\/li>\n<li>Da\u00f1os a expedientes y documentos.<\/li>\n<li>Recuperaci\u00f3n de archivos digitales<\/li>\n<li>Defensa jur\u00eddica y fianzas<\/li>\n<li>Inhabilitaci\u00f3n profesional.<\/li>\n<li>Incumplimiento RGPD (Reglamento General de Protecci\u00f3n de Datos).<\/li>\n<li>Defensa jur\u00eddica ampliada*.<\/li>\n<\/ul>\n<p>* Coberturas ofrecidas exclusivamente a m\u00e9dicos.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1vqwf-a2d23fe6e989fc7237dcd009550ce3a3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Todo} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"\u00bfQu\u00e9 actividades m\u00e9dico-sanitarias cubre?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfQu\u00e9 actividades m\u00e9dico-sanitarias cubre?\" data-aria_expanded=\"Click to collapse: \u00bfQu\u00e9 actividades m\u00e9dico-sanitarias cubre?\">\u00bfQu\u00e9 actividades m\u00e9dico-sanitarias cubre?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Las coberturas de este seguro para m\u00e9dicos est\u00e1n ajustadas a las distintas especialidades y actividades del colectivo m\u00e9dico-sanitario:<\/p>\n<ul class=\"bandera\">\n<li>Realizaci\u00f3n de diagn\u00f3sticos, tratamientos, consultas, visitas, informes y certificados, prescripciones y aplicaciones terap\u00e9uticas.<\/li>\n<li>Intervenciones quir\u00fargicas.<\/li>\n<li>Docencia, asistencia a congresos y seminarios, y colaboraci\u00f3n en publicaciones especializadas o en medios divulgativos en los que act\u00fae con motivo de su profesi\u00f3n.<\/li>\n<li>Actividades de investigaci\u00f3n cl\u00ednica para los que se encuentre cualificado, excepto en ensayos cl\u00ednicos con medicamentos.<\/li>\n<li>Responsabilidad por incumplimiento de RGPD (Reglamento General de Protecci\u00f3n de Datos).<\/li>\n<li>Inhabilitaci\u00f3n profesional.<\/li>\n<li>Actuaci\u00f3n como perito en procedimientos judiciales o como \u00e1rbitro en procedimientos de tipo arbitral.<\/li>\n<li>Defensa jur\u00eddica ampliada: reclamaciones infundadas, p\u00e9rdida de prestigio, en caso de agresiones y por reclamaciones derivadas de productos defectuosos.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1qvz7-cf57071cc76f9b44e6375d7ad7a25ace'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Todo} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"\u00bfQui\u00e9n puede contratar esta p\u00f3liza?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfQui\u00e9n puede contratar esta p\u00f3liza?\" data-aria_expanded=\"Click to collapse: \u00bfQui\u00e9n puede contratar esta p\u00f3liza?\">\u00bfQui\u00e9n puede contratar esta p\u00f3liza?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Este seguro de responsabilidad civil para m\u00e9dicos y profesionales sanitarios puede ser contratado por:<\/p>\n<ul>\n<li><strong>M\u00e9dicos:<\/strong> m\u00e9dicos individuales incluidas sociedades unipersonales de cualquier especialidad (exceptuando ginecolog\u00eda y obstetricia), tanto de car\u00e1cter p\u00fablico, privado o mixto.<\/li>\n<li><strong>Sanitarios:<\/strong> Enfermero\/a SEU y Enfermero\/a SOU, logopedas, psic\u00f3logos, enfermeros, \u00f3ptico-optometrista, prot\u00e9sico dental, farmac\u00e9utico, t\u00e9cnico de laboratorio, pod\u00f3logo, nutricionista, fisioterapeuta, quiromasajista, oste\u00f3pata.<\/li>\n<li><strong>Personal no Sanitario:\u00a0<\/strong>Con relaci\u00f3n laboral con el Asegurado en el desarrollo de las actividades propias de la especialidad del Asegurado (personal en formaci\u00f3n o en pr\u00e1cticas, los acogidos a alg\u00fan decreto de fomento al empleo, as\u00ed como los cedidos por empresas de trabajo temporal, los becarios, los voluntarios, etc.)<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1qvz7-1-ecf946924154f17372620c858b6d43ea'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{Todo} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"\u00bfQu\u00e9 cubre la garant\u00eda de defensa jur\u00eddica para m\u00e9dicos y profesionales sanitarios?atar esta p\u00f3liza?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: \u00bfQu\u00e9 cubre la garant\u00eda de defensa jur\u00eddica para m\u00e9dicos y profesionales sanitarios?atar esta p\u00f3liza?\" data-aria_expanded=\"Click to collapse: \u00bfQu\u00e9 cubre la garant\u00eda de defensa jur\u00eddica para m\u00e9dicos y profesionales sanitarios?atar esta p\u00f3liza?\">\u00bfQu\u00e9 cubre la garant\u00eda de defensa jur\u00eddica para m\u00e9dicos y profesionales sanitarios?atar esta p\u00f3liza?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p>Las reclamaciones contra profesionales sanitarios muchas veces son infundadas o rechazadas. Sin embargo, cualquier reclamaci\u00f3n profesional va a exigir una adecuada defensa jur\u00eddica. Por ello, este seguro incluye una amplia cobertura de gastos legales para evitar perjuicios a tu econom\u00eda y defender tus intereses. Exista la obligaci\u00f3n o no de pagar una indemnizaci\u00f3n de unos da\u00f1os causados a terceros derivados del ejercicio profesional es fundamental contar en tu seguro de RC sanitaria con la cobertura de defensa jur\u00eddica que cubra gastos legales, fianzas judiciales, etc.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-t58n-29e43a23cc4d7fa9d0b7f2ceea6f2504\">\n#top .hr.hr-invisible.av-t58n-29e43a23cc4d7fa9d0b7f2ceea6f2504{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-t58n-29e43a23cc4d7fa9d0b7f2ceea6f2504 hr-invisible  avia-builder-el-50  el_after_av_toggle_container  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='avia-button-wrap av-1hywv-fbaaba39f7604c5c29ba19fa2bff0cd7-wrap avia-button-left  avia-builder-el-51  el_after_av_hr  el_before_av_hr '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1hywv-fbaaba39f7604c5c29ba19fa2bff0cd7\">\n#top #wrap_all .avia-button.av-1hywv-fbaaba39f7604c5c29ba19fa2bff0cd7{\nbackground-color:#eb0017;\nborder-color:#eb0017;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-1hywv-fbaaba39f7604c5c29ba19fa2bff0cd7 .avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<a href='https:\/\/www.aon.es\/profesionales\/medicos\/calculadora-responsabilidad-civil\/'  class='avia-button av-1hywv-fbaaba39f7604c5c29ba19fa2bff0cd7 av-link-btn avia-icon_select-no avia-size-small avia-position-left'   aria-label=\"Calcula tu seguro\"><span class='avia_iconbox_title' >Calcula tu seguro<\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11ul7-0dd3025af4a5c4faa611794e197762fa\">\n#top .hr.hr-invisible.av-11ul7-0dd3025af4a5c4faa611794e197762fa{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-11ul7-0dd3025af4a5c4faa611794e197762fa hr-invisible  avia-builder-el-52  el_after_av_button  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-15","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - 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